Your Partner in Financial Advisory Services and Legacy Planning
Simplify Your Wealth Strategy with Goheen Insurance Premium Financing
Premium financed life insurance is a powerful method for funding large life insurance policies and lowering premiums. We finance your policy premiums through a custom loan, helping you to significantly lower or eliminate out of pocket costs.
Key Benefits of Choosing Premium Financing
By leveraging the policy's internal value, premiums are paid by borrowing funds from a commercial lender instead of you paying directly out of of pocket.
Premium financing allows you to obtain tax-free retirement income and it significantly minimizes both gift and estate taxes.
By keeping the investment in high returning assets, it allows for better investment returns – instead of using that capital to pay for premiums.
With Goheen Insurance, we show our clients how they can properly structure ownership of life insurance and illustrate where you can be paying interest instead of premiums, which results in tax-free retirement income and significantly minimizes gift and estate taxes.
(ILIT as Insurance Owner)
Access to a Deep Lender Network
Our strong network of lenders allows us to secure flexible credit options against policy values, facilitating the expansion of your life insurance coverage and enhancing your financial strategy’s effectiveness.
With Goheen Insurance, premium financing is more than just a tactic—it’s a partnership towards achieving your financial aspirations.
Why Premium Financing
Premium financing allows clients to finance insurance premiums through loans, offering liquidity while retaining capital. Evaluate client suitability based on financial situations, risk tolerance, and objectives. Understand underwriting criteria, including creditworthiness and collateral requirements, to assess client eligibility. Communicate potential risks, including default, interest rate fluctuations, and collateral considerations, to clients.
Let’s navigate your financial future together. Goheen Insurance, partnering with Simplicity, is here to guide you through optimizing your premium financing strategy for lasting success.
Still have questions?
We would love to speak with you personally about any of our services. Contact us today for a free consultation or to learn more!
Complete the form above, and a Goheen representative will be in touch within 24 hours with next steps.
At Goheen Insurance, we’re more than just a provider of high-net-worth insurance solutions; we are your partner in securing a financial legacy.
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